- 0% Intro Annual Percentage Rate (APR)† on balance transfers and cash advance checks for your first 12 billing cycles.
- No annual fee and the flexibility to pay over time
- Reedeem your points for travel with no blackout dates, discounts at hotels, cash, brand-name merchandise, or gift certificates§
- Earn one point for every net retail purchase dollar§
- Access to special Cardmember offers from American Express to save on shopping, dining, travel, hotels, and much more.
- Free 24/7 Concierge Service
- Card issued by FIA Card Services, NA.
- Good Credit Required
- Bank of America Rewards™ American Express® Card Application
 *See website for complete terms and conditions of card usage and application disclosure. *Terms and Conditions |