• 0% Intro Annual Percentage Rate (APR)† on balance transfers and cash advance checks for your first 12 billing cycles.
• Earn 1 Point for every dollar you spend in net retail purchases.§ Points are redeemable for cash, brand name merchandise, travel with no blackout dates, dining certificates and more.
• No Annual Fee
• Online account access and Points management
• Access to the MyConcierge^SM service, a unique personal assistance service
• Absolute Fraud Protection
• Card issued by FIA Card Services, NA.
• Good Credit Required
• Bank of America World MasterCard® with WorldPoints™ Application

*See website for complete terms and conditions of card usage and application disclosure. *Terms and Conditions