No Annual Fee Airline Credit Cards

No annual fee airline credit cards are best for people who want to earn airline rewards but don't plan on using the card very often or carrying a balance.

Typically no annual fee cards have a higher interest rate. If you plan on carrying a balance from month to month, you will be better off looking for the lowest interest rate.

Airline miles cards with no annual fee also don't accumulate rewards as quickly as cards that charge an annual fee. People who use their credit card a lot, but don't carry a balance, would be better off looking for cards that maximize rewards.

If a no fee card sounds right for you, be sure to consider the following when choosing from one of the below cards.

Airline travel restrictions
Blackout dates
Travel insurance
Miles earned per dollar
VIP upgrades

Miles by Discover® Card

Intro APR: 0%	Intro Period: 6 months on purchases & balance transfers	Regular APR: 10.99%-16.99% (Variable)	Annual Fee: $0


	Earn up to $120 in travel rewards--1,000 Bonus miles every month you make a purchase for the first year 1 Mile on every $1 you spend - Plus flexible redemption options like travel credits, merchandise, gift cards or cash 0% intro APR on purchases and balance transfers for 6 months, then the variable standard purchase APR of 10.99% - 16.99%* No restrictions on travel--fly on any airline, book any hotel or car, with no blackout dates Travel benefits include secondary collision damage insurance when you rent a car with your Miles by Discover card Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report) Great rewards with no annual fee, no rewards redemption fee, and no additional card fee *Click apply to view rates, fees, rewards, limitations and other important information

Blue Sky from American Express^SM

Intro APR: 0% on Purchases	Intro Period: for 12 months	Regular APR: 17.24%-22.24% Variable	Annual Fee: $0


	No annual fee Travel rewards with no blackout dates or travel restrictions. Redeem with any airline, any car rental, any hotel- anytime Pay your bill all at once, or over time. It's up to you. Blue Savings Program®: big deals on big brands, all the time Rated "Best Airline Credit Card" by Card Ratings Consumer's Choice Awards in 2010 Get approved in 60-seconds

Capital One® Spark^SM Miles Select for Business

Intro APR: 0% intro APR on purchases	Intro Period: until August 2012	Regular APR: 14.9% - 19.9% (V)	Annual Fee: None


	Get a 50% bonus on the miles you earn every year Earn 1 mile per dollar on every purchase, every day Save with 0% intro APR until August 2012 Enjoy no annual fee Get online Quarterly and Year-End Summaries There's no limit to the amount of miles you can earn and miles don't expire Fly on any airline, anytime, with no blackout dates or seat restrictions

Capital One® VentureOne^SM Rewards Credit Card

Intro APR: 0% intro APR on purchases	Intro Period: until February 2013	Regular APR: 11.9% - 19.9% (V)	Annual Fee: None


	1.25 miles per dollar on every purchase, every day Earn 10,000 bonus miles, equal to $100 in travel Redeem miles for airline tickets, hotel rooms, car rentals and more No limit on the miles you can earn and miles won't expire Fly free on any airline, any time with no blackout dates 0% intro APR on purchases until February 2013 No foreign transaction fees No annual fee

American Express® Premier Rewards Gold Card

Intro APR: N/A	Intro Period: N/A	Regular APR: N/A	Annual Fee: Introductory annual fee of $0 for the first year, then $175


	Membership Rewards® bonus: 15K points, redeemable for select gift cards valued at $150, when you spend $1,000 in your first three months of card membership Membership Rewards® points multiply fast! Earn 3X points on airfare, 2X points on gas and groceries, 1X points on everything else Exclusive access to Gold Card Destinations and events- Enjoy special travel packages and amenities at hotels worldwide, as well as select concerts, shows, major sporting events Introductory annual fee of $0 for the first year, then $175 Get approved in 60-seconds.

Simmons First Visa® Platinum Rewards

Intro APR: N/A	Intro Period: N/A	Regular APR: 9.25% (V)	Annual Fee: $0.00


	Excellent Credit Required - Applicants that do not have excellent credit will not be approved Low 9.25% variable standard purchase APR and platinum benefits No balance transfer fee for balances transferred in response to this online offer Travel Rewards - cardholders who enroll in the program receive one point per net dollar spent Choose any U.S. based airline or ticket class. No blackout dates or seating restrictions Other travel related options are hotels, cruises, vacation packages, car rental, and restaurants No Annual Fee

Gold Delta SkyMiles® Business Credit Card from American Express OPEN

Intro APR: N/A	Intro Period: N/A	Regular APR: 15.24% - 19.24% Variable	Annual Fee: $0 introductory annual fee for the first year, then $95


	Earn 30,000 bonus miles toward Award Travel - when you spend $500 on the Card in the first three months from account opening Check your first bag free - for up to 8 people on your reservation - on every Delta flight Receive double miles on Delta purchases and 1 mile for all other eligible dollars spent Priority Boarding and 20% In-Flight Savings $0 intro annual fee for the first year, then $95 No annual fee for Additional Cards Save 3% to 10% automatically on business expenses from FedEx, Hertz®, OfficeMax®, and more with OPEN Savings®

Ink Bold^SM with Ultimate Rewards

Intro APR: N/A	Intro Period: N/A	Regular APR: N/A	Annual Fee: $0 for the first year, then $95


	50,000 bonus points after you spend $5,000 in 3 months - that's $500 in rewards of your choice, or $625 towards airfare when you redeem online through our Ultimate Rewards booking tool No limit to the number of points you can earn - and points do not expire 5X points per dollar on the first $50,000 spent annually on eligible business purchases No foreign transaction fees and Free Employee Cards No interest or over limit fees No Annual Fee in the first year - that's a $95 savings

PenFed Premium Travel Rewards American Express^® Card

Intro APR: 4.99% - 6.99% on balance trans	Intro Period: 24 months	Regular APR: 13.24%	Annual Fee: $0


	No annual fee 5x points on airfare purchases and 1x points on all other purchases 20,000 bonus points upon spending $650 in the first 3 months Complimentary concierge service Exceptional travel offers and discounts VIP airport lounge access with $15,000 in annual spend You must be a Pentagon Federal Credit Union member to apply. Not a member? It's easy to join.

Deciding what type of credit card account will be right for you before ultimately signing on the dotted line can be a very challenging process. Once you start doing your homework, it quickly begins to seem as if there is a limitless array of choices out there and it can also seem almost impossible to sift through them all to find the one that would suit your needs the best. Why not consider the advantage of applying for a no annual fee credit card? They're the perfect choice for a wide variety of individuals. When you sign up for one of your own, you'll be able to enjoy all the usual benefits, advantages, and conveniences associated with credit without the hassle of having to pay an annual fee for the privilege.

What is a no annual fee credit card?

A no annual fee is exactly what it seems to be - no gimmicks and no misleading terms. It's a card attached to a credit program that doesn't charge you an annual fee for the privilege of having or using your account. As typical annual credit fees can wind up being quite pricey, this can make a huge difference when it comes to your yearly expenses. Instead of paying what can amount to several hundred dollars in service fees every years, you can use that money to get ahead when it comes to your other bills instead.

Is a no annual fee credit card right for me?

No annual fee credit cards are ideal for people who use their credit cards wisely and don't have a tendency to carry a high balance from month to month. Although no annual fee credit cards don't require you to pay that extra bill every year in service fees, many do charge slightly higher interest rates from month to month to help bring in enough income for the credit card company. However, prudent spenders that don't carry high balances from month to month or overspend on their cards remain unaffected by such interest rates, allowing them to take advantage of incredible savings without consequences.

As with other types of credit programs, no annual fee credit card programs can vary greatly from one to another as to the exact terms and conditions associated with the account. Before choosing and filling out a particular no annual fee credit card application once and for all, do your homework on all the different options that are available to you. Credit card companies can be very competitive with one another, and they all want your business, so each has its own unique set of perks that come along with signing up for their program as opposed to the other guy's. Carefully consider the pros and cons of each and only sign up after you've found the one that best fits your needs, your budget, and your spending habits.

When chosen carefully and used wisely, no annual fee credit cards can be a helpful and effective way to manage your finances and save money. Start exploring your options and discover how convenient, useful, and effective the right one can be when it comes to your money.

Compare other Airline Credit Cards

*Check with the online credit card application for further details about the terms and conditions for each card. Airline Miles Credit Cards has done everything possible to ensure that the information provided is up to date. Any changes made to these programs will be presented in the terms and conditions on the credit card issuer's website.