What Having A Premier Credit Card In Your Wallet Will Do For You

Your credit card provider's claim of 24 hour customer service can be disappointing if you're forced to wait for hours on end to speak to a live person who will understand your needs. Your measly rewards that you once thought were fantastic can pale in comparison to the long list of benefits you see available at another lender. Credit cards are a lot to take on but they are worth it when you find the right program. Premier credit cards are just the type of cards needed when you want more than just a credit card. For real rewards, exclusivity, and freebies that make life rewarding there is no better card than premier cards.

Most people only dream of having these types of cards in their wallets but are understandably put off by the thought of the high annual fees that some programs demand. This should not be the case since the sheer number of programs today means that every consumer can get premier benefits at a price that they can afford. Aside from that the cost of membership will pay for itself many times over with just the perks that the top cards provide. Here is a list of just a few things that having a premier credit card in your wallet will provide.

Exclusive Access To First Class Lounge At Airports

Travelling is a necessary evil and anything that can be down to take the pain out of travelling is always appreciated. With a premier credit card in your wallet you can sit in the quiet comfort of the first class lounge and sip on a beverage of your choice while you wait for your flight's departure. Your card is just the ticket that you need to get treated like a celebrity without having to pay for a first class ticket or shelling out the extra dollars needed to relax in this lounge. The best part is most premier cards grant unlimited access once you use it to book your ticket.

Personal Concierge Service

Can you afford to pay someone to locate those hard to find gifts you need this holiday season? What about a personal assistant who will book your flights and handle all those other little tasks that you just can't seem to find the time to do? With your premier card you can now afford to have your personal concierge at no extra cost since it is included free with most programs.

Luxury Gifts

How would you like to have a designer bag or watch that you always wanted arrive at your door once or twice every year? Some of the best premier cards are known for providing extravagant gifts to its members.

Travel Insurance

Although some standard credit cards boast about the travel insurance protection that they provide they are not on par with the insurance afforded with premier programs. From protection for lost baggage and travel accident coverage to collision and theft of rental vehicles and flight cancellations premier cards have got you covered.

Purchase Protection

Premier credit card holders enjoy the benefits of warranties that exceed even manufacturer's warranties on their purchases. These types of warranties are useful for purchase of expensive items like computers, cameras and other electronics. Purchase protection also covers items that are lost stolen so members get the peace of mind that all consumers should have when they make purchases.

Visa® Black Card

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Intro APR: N/A Intro Period: N/A Regular APR: 14.99% (Fixed) Annual Fee: $495.00
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Visa® Black Card Offer

Apply For Visa® Black Card Offer
  • Made with carbon, not just another piece of plastic; Membership is limited
  • 24-hour concierge service at your disposal
  • Unlimited VIP airport lounge visits
  • Exclusive rewards program; 1% cash back or airfare on any airline - no blackouts or restrictions
  • Accepted globally; zero liability protection against unauthorized purchases

Simmons Bank Visa® Platinum Rewards

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Intro Purchase APR: N/A Intro Period: N/A Regular APR: 9.50% (Variable) Annual Fee: $0
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Simmons Bank Visa® Platinum Rewards Offer

Apply For Simmons Bank Visa® Platinum Rewards Offer
  • Excellent Credit Required - Applicants that do not have excellent credit will not be approved
  • Low 9.50% variable standard purchase APR and platinum benefits
  • No balance transfer fee for balances transferred in response to this online offer
  • Travel Rewards - cardholders who enroll in the program receive one point per net dollar spent
  • Choose any U.S. based airline or ticket class. No blackout dates or seating restrictions
  • Other travel related options are hotels, cruises, vacation packages, car rental, and restaurants
  • No Annual Fee


*Check with the online credit card application for further details about the terms and conditions for each card. Airline Miles Credit Cards has done everything possible to ensure that the information provided is up to date. Any changes made to these programs will be presented in the terms and conditions on the credit card issuer's website.


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